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Friday, July 11, 2025

10 States The place Homeownership Takes Greatest Monetary Toll


Homeownership comes with numerous perks — and prices. Nonetheless, the monetary weight of proudly owning a house varies from area to area, with some owners spending virtually 30% of the state’s median revenue on annual homeownership prices akin to upkeep, utilities, and insurance coverage, a brand new research discovered.

However which states are the costliest to be a home-owner?

In accordance with a brand new report by the New Jersey Actual Property Community, an actual property platform, California is the costliest state to be a home-owner, with an annual value of $24,252 — marking 28.84% of the state’s median revenue of $84,097.

California can also be dwelling to a number of the most expensive zip codes within the U.S. In accordance with a report from U.S. World Information, of the highest 10 costliest cities to dwell in America, seven are in California, with San Diego and Los Angeles taking the primary and second spots, respectively.

As for the costliest states, New York got here in at No. 2, the place owners spend $18,636 a yr on housing prices (28.8% of the state’s median revenue), and New Jersey, with an annual house owner spend of $22,200 (24.75% of the state’s median revenue).

The report was compiled by taking census knowledge and utilizing it to check annual common housing prices in relation to states’ median revenue.

Listed here are the highest 10 costliest states to personal a house, in line with the New Jersey Actual Property Community.

Associated: The Common Home-owner Turned 40 Occasions Wealthier Than Renters Over The Previous 10 Years

1. California

Annual house owner prices: $24,252

% of state median revenue: 28.84%

2. New York

Annual house owner prices: $18,636

% of state median revenue: 28.8%

3. New Jersey

Annual house owner prices: $22,200

% of state median revenue: 24.75%

4. Hawaii

Annual house owner prices: $21,732

% of state median revenue: 24.69%

5. Connecticut

Annual house owner prices: $20,460

% of state median revenue: 24.48%

6. Massachusetts

Annual house owner prices: $21,528

% of state median revenue: 24.18%

7. Rhode Island

Annual house owner prices: $17,556

% of state median revenue: 23.57%

8. Oregon

Annual house owner prices: $16,008

% of state median revenue: 22.84%

9. Washington

Annual house owner prices: $18,816

% of state median revenue: 22.83%

10. Nevada

Annual house owner prices: $14,784

% of state median revenue: 22.51%



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