Dividend-paying shares are one funding that may allow you to earn constant revenue from shares, even throughout a bear market. With many dividend shares to select from, it’s impractical for buyers to purchase shares of every one.
It’s important to seek out high-quality firms with robust anticipated complete returns and a low probability of decreasing their dividend funds.. Traders can make the most of Positive Dividend to make the analysis course of simpler when constructing a dividend inventory portfolio.
This Positive Dividend evaluate shares how the platform works and methods buyers can profit from the service.
Dividend buyers of any age can profit from this service and obtain no less than 20 month-to-month funding concepts. There are various rankings spreadsheets to seek out securities to put money into or keep away from. Nevertheless, a few of the superior plans will be dear you probably have a small portfolio steadiness.
- A number of month-to-month companies
- Mannequin portfolios
- Numerous extra knowledge
- Versatile refund coverage
- Restricted entry-level evaluation
- Dividend buyers solely
- Doubtlessly costly plans
What’s Positive Dividend?
Positive Dividend is a dividend investing publication that appears for high-quality dividend progress shares. The service has over 9,000 members.
It’s superb for buyers who need to earn dividend revenue from particular person shares that may exceed the typical dividend yield of an S&P 500 index fund. Traders close to or in retirement might also take into account this product to earn passive revenue.
Along with free articles, buyers can subscribe to one of many platform’s three premium companies to obtain curated funding concepts.
Dividend revenue is a method buyers can develop their internet price over the long run, even from companies with constant share costs. This funding concept received’t make you wealthy in a single day, however you may earn recurring revenue.
Premium members will obtain month-to-month lists that includes the service’s finest funding concepts. There’s additionally a analysis platform for the corporate’s highest tier of service, the Positive Evaluation Analysis Database, that covers over 800 firms..
How Does Positive Dividend Work?
There are three companies that suggest varied revenue shares and REITs. These funding options have sustainable yields and a good five-year share value progress forecast.
The funding evaluation accommodates these elements:
- Dividend danger rating
- 5-year ahead anticipated complete returns
- 5-year ahead anticipated progress fee
- Honest worth value
- Anticipated valuation return
The entire premium analysis incorporates the above metrics to rank the finest funding concepts.
Premium subscribers may also have entry to those analysis instruments (relying on the tier of service joined):
- Funding lists: Month-to-month write-ups of one of the best dividend shares and REITs
- Dividend spreadsheets: Downloadable sheets categorizing dividend shares
- Portfolio constructing guides: Academic assets for buyers
- Inventory evaluation: PDF studies for over 800 shares with quarterly updates
Its introductory Dividend Concepts Plan is appropriate for buyers who’re beginning their dividend-investing journey or have a portfolio worth exceeding $10,000.
There are additionally two superior companies that supply extra analysis instruments for buyers with bigger portfolios. You need to subscribe to certainly one of these plans to obtain their investing newsletters that keep a mannequin portfolio with purchase and promote suggestions.
How A lot Does Positive Dividend Price?
Beforehand, you may buy a subscription to a selected publication for $199 per yr. To make issues simpler, the platform now presents three bundles with completely different pricing and options.
The Positive Evaluation Analysis Database
The Positive Evaluation Analysis Database offers you full entry to the platform. As well as, it prices $999 per yr.
Advantages of this subscription embrace:
- Quarterly evaluation updates for over 850 securities
- Weekly Prime 10 securities e mail
- Three-page analysis studies
- Every day spreadsheet updates
- All the things from the Dividend Professional and Dividend Concept plans
This service is finest when your funding portfolio exceeds $100,000. Having this excessive threshold supplies sufficient wiggle room to put money into a number of concepts and justify the annual price.
It’s essential to notice that there’s typically a waitlist for brand new buyers to hitch the database.
The Dividend Professional Plan
Contemplate the mid-level Dividend Professional Plan for $499 per yr to get entry to 3 newsletters.
These newsletters are beneath:
- The Positive Dividend E-newsletter: Focuses on anticipated complete returns to counsel shares.
- Positive Retirement E-newsletter: Suggests investments with a dividend yield above 4%.
- Positive Passive Earnings E-newsletter: Makes use of security and progress knowledge to make options.
Every publication comes with a portfolio-building information with the intention to add beneficial shares to your current allocation. Additionally, you will obtain the 2 month-to-month studies that the Dividend Concepts Plan subscribers obtain.
The Dividend Concepts Plan
When you received’t obtain entry to a portfolio constructing information with this plan, you will note the chance rankings for a lot of investments.
Plus, you’re going to get actionable purchase suggestions for top of the range dividend progress shares with 25+ years of rising dividends, in addition to REITs with 4%+ dividend yields
These analysis instruments will be a superb different to a inventory screener.
The platform prices $99 per yr, however Nicely Stored Pockets readers can use particular low cost code WKW32 to get it for under $67 yearly.
This introductory plan supplies two month-to-month studies:
- Prime 10 Dividend Elite Service
- Prime 10 REITs Service
These studies are revealed on the primary and second Sundays of every month, respectively.
Each inventory concept receives a one-page abstract analyzing these elements:
- Firm overview
- Present occasions
- Security and dividend danger (i.e., is the present dividend yield sustainable?)
- Anticipated complete return
The highest 10 rankings stay pretty constant month-to-month with few replacements. You can even see the chance scores for all lined securities with no less than 25 years of rising dividends.
Along with the month-to-month studies, you may entry many Excel and Google downloadable sheets that include a operating checklist of shares becoming a sure trait.
- Dividend traits: Blue chip shares, Dividend Aristocrats, Excessive-yield, and so forth.
- Shares by cost date: January dividend shares, February dividends shares, and so forth.
- Index lists: Dividend-paying shares within the S&P 500, Russell 2000, and so forth.
- Business and sector lists: REITs, MLPs, healthcare, vitality, utilities, and so forth.
- Guru investor lists: Berkshire Hathaway, Gates Basis, and so forth.
- Miscellaneous: Massive-cap shares, low beta, excessive beta, closed-end funds, and so forth.
Contemplate this service you probably have a smaller funding portfolio or prefer to casually dabble in dividend shares. It’s additionally ample if you happen to’re blissful to do extra of your individual inventory analysis exterior of the platform.
Is Positive Dividend Price It?
Becoming a member of the platform is price it if you’d like skilled insights on high-yield dividend shares and REITs. It’s too straightforward for uninformed buyers to easily chase the best yield and never understand the underlying danger.
All subscriptions allow you to view the chance rankings for firms with excessive dividend yields and an extended historical past of paying dividend revenue. This data may also help you construct a diversified portfolio that may finally assist you to dwell in your dividend earnings.
When you ought to nonetheless do your individual due diligence by inspecting the corporate’s investor relations web page and different third-party assets, you may rapidly discover which firms to contemplate first.
Plus, additionally, you will see which of them have the riskiest yields or lowest progress estimates.
Positive Dividend Key Options
Listed here are a few of the finest membership advantages. Remember that a few of the out there options could require subscribing to a sophisticated plan.
Prime 10 Securities
Dividend Concepts Plan subscribers will obtain the highest 10 checklist for dividend elite shares and REITs every month. Moreover, Positive Evaluation Analysis Database members will obtain weekly updates together with a three-page evaluation report.
Whereas every report covers various kinds of shares to keep away from vital overlapping suggestions, you may rapidly evaluate every high firm by a desk itemizing particular metrics.
These metrics embrace:
- Dividend danger rating
- Variety of years with dividend will increase
- Present dividend yield
- Anticipated returns
Shopping for and Rating Standards
The assorted funding rankings are sourced from the Positive Evaluation Analysis Database. Readers can discover the rating process close to the again of every Prime 10 report.
These inventory screens are run three to 5 days earlier than a report publishes and comply with this methodology (copied immediately from the Prime 10 Dividend Elite report):
- Filter for Dividend Aristocrats with a Dividend Danger Rating of “A” and anticipated complete returns of 10% or larger.
- Type by anticipated complete returns (the upper the higher).
- If there are fewer than 10 securities, repeat the process for securities with a Dividend Danger Rating of “B.”
- If there are nonetheless fewer than 10 securities, repeat the steps above with a minimal anticipated complete return threshold of 9%.
- If there are nonetheless fewer than 10 securities, proceed decreasing the minimal anticipated complete return threshold by 1 proportion level and redo steps 1 via 3 till we have now 10 securities.
The positioning states they’ll omit securities that don’t go a qualitative evaluation.
Portfolio Constructing Information
Typically, deciding which funding concepts to start out with is difficult you probably have a number of to select from.
The mid-tier Dividend Professional newsletters embrace a portfolio-building information to assist buyers arrange their dividend portfolios, in addition to promote evaluation on previous suggestions.
This steerage may also help optimize diversification and maximize portfolio progress. It might additionally decrease your studying curve with the intention to rapidly begin including options to your funding account and maximize your membership.
Actual Cash Portfolio
One draw back of the inventory publication trade is that some publishers received’t enable analysts to purchase urged shares.
This coverage prevents pump-and-dump schemes the place the publication creator buys shares of a inventory at an affordable value earlier than they suggest it. Then, they promote their shares as soon as subscribers purchase a place and push the share value as much as make a revenue.
As an alternative, the platform invests alongside buyers and can maintain as much as 30 securities max. This portfolio received’t have greater than 30% publicity to 1 trade. Moreover, there’s a 10% most allocation for a single place.
The Actual Cash Portfolio may also promote positions because the corresponding publication points a promote advice.
Observe: The Actual Cash Portfolio is within the Positive Dividend E-newsletter, which is offered within the Dividend Professional Plan and Positive Evaluation Analysis Database plan.
Previous Suggestions and Sells
The Dividend Professional newsletters have two promote guidelines.
- Dividend-based: An organization reduces or eliminates its dividend.
- Valuation-based: Returns are beneath the S&P 500 or 20-year U.S. Treasury Bond.
Every publication points a most of two promote orders per 30 days to keep away from reinvesting an excessive amount of money directly, which might distort your asset allocation.
Since a number of shares could set off a promote alert, you may view the present standing for previous suggestions within the month-to-month points.
A number of of the superior options require a subscription to the flagship Positive Dividend E-newsletter.
You could find additional funding concepts with these complimentary month-to-month publications:
- The Positive Dividend Passive Earnings E-newsletter
- Prime 10 Dividend Elite Service
- Prime 10 REITs Service
For those who’re simply getting began or need to check out the platform, the best choice is the entry-level Dividend Concepts Plan. This usually prices $99 per yr however solely prices $67 yearly for Nicely Stored Pockets readers.
The plan presents 20 month-to-month funding concepts with one of the best dividend shares and REITs via the 2 Prime 10 companies.
Positive Dividend Opinions
There are not any Trustpilot or Higher Enterprise Bureau (BBB) buyer critiques like different funding analysis websites have.
Nevertheless, Positive Dividend is a legit service, and the reader testimonials present a glimpse of how a membership can enhance your funding technique.
Listed here are a few Positive Dividend evaluate excerpts from the corporate’s web site:
“I can’t consider something I might counsel to enhance your studies. I at all times learn them, I’ll by no means once more waste time or cash in studying the Motley Idiot. Your studies and people of In search of Alpha are one of the best.”
“That is EXACTLY what I used to be searching for, and it offers an easy reply on one of the best shares at any given time. It takes the entire confusion out of this, and makes it so easy.”
Do you continue to have questions on Positive Dividend? These ceaselessly requested questions may also help.
Positive Dividend is without doubt one of the finest dividend investing newsletters since you may get many funding concepts at a aggressive value. Every analysis service is clear about its score system and supplies extra assets to assist buyers.
That stated, this service isn’t an excellent match for short-term merchants or these wanting aggressive but risky progress shares. Like different inventory newsletters, it’s advisable to analysis every concept earlier than shopping for.